Children with Pre-Existing Health Conditions

As part of Health Care Reform (the Patient Protection and Affordable Care Act of 2010, PPACA), children with pre-existing health conditions may no longer be denied coverage by individual health insurance plans.  Although children are guaranteed to be accepted, carriers may offer coverage at a rate-up of up to 100% if there are pre-existing health conditions.

The Open Enrollment and Guarantee-issue period ends on March 1st, 2011.  In order to take advantage of this new law, children must be enrolled by March 1st.

Read details of this new law at:

http://www.insurance.ca.gov/0250-insurers/0500-legal-info/0200-regulations/HealthGuidance/Guide22441F.cfm

Check rates for children at:

http://www.health-insurance.com

© Philip W Lee, www.health-insurance.com, www.healthplantalk.com

About Phil Lee
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